Enhanced Liability Insurance Cover

BAR Accredited A039 OFT Approved

 

Goods in Transit Cover

Insurance cover under our own policy for up to £75,000 is included as standard free of charge. Clients' own domestic insurance may also include cover whilst in transit. If so 10% discount is applicable on you quotation. Additional cover is available on request.

Under-Insurance

If you fail to declare the full market value of your property on the acceptance form, in the event of a claim you will only be entitled to recover from Insurers the proportion of the loss as the declared value bears to the total value of your property. If you under-insure you may well suffer.

Memorandum of Insurance

A full Memorandum of Insurance is forwarded with all Quotations, summarising insurers policy conditions and exceptions.

Listed below are some of the main conditions and exceptions:

This insurance being arranged upon indemnity basis shall not apply to nor include:-

• Indirect or Consequential Loss of any kind or description.
• Loss or damage to individual items packed by you in furniture, trunks, cases and/or drawers, unless the contents thereof have been previously listed and disclosed to us prior to commencement of transit and such list approved by insurers.
• Structural damage to System or kit furniture constructed of veneered chipboard, or any reduction in the quality thereof arising as the result of dismantling or re-assembly of any such items of furniture.
• Mechanical or electrical derangement of clocks, barometers, refrigerators, electrical apparatus, radio or television sets, computers and/or information technology appliances and accessories, recording machines, typewriters, sewing machines, scientific or musical instruments unless external physical damage has occurred or other than as a direct result of fire, derailment, collision or overturning of the conveying vehicle, vessel or aircraft.
• You will be responsible for the first £50.00 of each and every claim.
• Any claim hereunder must be advised to the Issuing Remover within 48 hours and confirmed in writing within 7 days of the completion of your removal.

You can download a copy of the Memorandum of Insurance, and also a copy of our Terms and Conditions and the BAR Code of Practice in PDF format

You will require Acrobat Reader to open these PDF files. If you do not already have a copy of Adobe Acrobat Reader, you can download a free copy from the Abobe website if you click on the icon below.